Lenders have traditionally relied on credit scores, repayment records, income and existing liabilities to assess whether a borrower can repay a loan. Advances in artificial intelligence are creating scope to examine a wider set of financial indicators, including how a…
Ivo Bozukov is Global COO at Whizmo, bringing financial services to underserved communities across Africa, the GCC and Latin America. One lesson I have taken from working across financial markets is that a lack of conventional credit history does not…
LONDON & NEW YORK, October 29, 2026--Cognitive Credit, the leading provider of corporate credit data, analytics, and AI technology, today announced the official launch of DealConnect. Oops, something went wrong U.S. markets close in 4h 41m Cognitive Credit Launches DealConnect: The Complete Workflow Solution for…
Automatic payments might seem convenient, but they could be draining your account without you noticing. You set up auto-pay to save time and stay organized. But there's a problem. That convenience is costing you hundreds of dollars a year. Auto-pay…
Experian, Equifax, and TransUnion are the three major U.S. credit bureaus, and each maintains its own credit reports. Because creditors may not report updates to all three bureaus at the same time, information can vary from one report to another. That…
jquick-pdf by example — demo #5 of 184. Every article in this series ships one complete, runnable demo: a template file and a Java class. No snippets, no omissions. Six axes — leverage, liquidity, profitability, cash flow, governance, and history — on one radar. This…
Dipesh: The biggest change is our ability to understand borrowers beyond a single credit score. A bureau report remains valuable, but repayment patterns, cash flows and other relevant financial signals can add context to a credit decision. At Vartis, our…
Business Intelligence for Automotive and Auto FinTech Executives Image courtesy of the company. The tool is designed to give lenders three new ways to manage fraud before funding and during servicing, covering the applications they receive and, for auto lenders,…
Posted in Finance, Legal services & complaint processes, Safety & privacy on 2026-09-01:: Add a new comment A call from a debt collector can be stressful. It can also leave you with a lot of questions. Can they ask for your middle name?
Summit's Chris Bon shares perspective on how Cognitive Credit is leading a modernization of the credit industry by delivering specialist data and AI workflows. Verified Data for AI in Credit Research: Our Investment in Cognitive Credit By Chris Bon, Partner,…
FICO vs Vantage, utilization, disputes, and monitoring best practices.
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