Lenders have traditionally relied on credit scores, repayment records, income and existing liabilities to assess whether a borrower can repay a loan. Advances in artificial intelligence are creating scope to examine a wider set of financial indicators, including how a…
Employers and plan sponsors New Fannie and Freddie loan limits are set for 2026. Here’s how they work In 2026, the FHFA will raise conforming loan limits in line with a 3.26% rise in national home prices, increasing the standard one-unit cap to $832,750 and…
Employers and plan sponsors Mortgage borrowers have more credit score options Changes to mortgage credit scoring rules are giving lenders more options — and borrowers more reason to understand which models are being used when they apply for home loans.1 Lenders…
British Airways Club members cannot officially sell Avios, but UK residents can convert them into Nectar points for spending at participating retailers. The exchange gives 400 Nectar points for 400 Avios, worth £2 at Sainsbury’s or Argos, though it delivers less value than…
American Express will end enhanced bonuses for first supplementary cardholders on October 31. The offer covers Gold, Platinum, Marriott Bonvoy, Nectar and Rewards cards with no spending requirement. The points awarded depend on the card, and only the first supplementary card…
EL PASO, TX (KVIA-tv) – For decades, the so-called "4% rule" has helped guide retirees on how much they can safely withdraw from their nest egg each year. But new findings discussed on KVIA’s “Smart Money” segment suggest that a more personalized…
I chose the Bank of America® Customized Cash Rewards credit card for streaming because my banking relationship gives me two benefits: enhanced cash back and a separate debit-card subscription credit. Prices and terms checked October 1, 2026. I’ve been a Bank of…
Credit card spending in India declined 5.9% year-on-year (y-o-y) to ₹2.04 lakh crore in September 2026, marking the first annual contraction since February 2021. However, the decline does not necessarily point to a broad-based reduction in consumer spending, as last year's high festive-season base…
YES Bank has launched YES vibez, a savings account designed for Gen Z customers, offering banking, investment and lifestyle benefits tailored to their digital-first preferences. The product aims to cater to young customers balancing salaried jobs, entrepreneurial ventures and personal…
ELKHART — City council amended an ordinance to allow the city recoup the costs from credit card payments and fees that will help keep taxes low, officials said. The council unanimously approved the repeal of the nearly 20-year-old ordinance and establishment…
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