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OSAGE BEACH, MO - October 17, 2026 - Danny Pfenenger, Senior Loan Originator at UMortgage, works Non-Qualified Mortgage (Non-QM) files for investors and self-employed buyers around the Lake of the Ozarks. The focus is DSCR loans for rentals, bank statement loans for business owners,…
Lenders can now use conversational prompts to query a proprietary risk data moat built from more than 340 million loan applications and more than 600 billion attributes to identify “headline” portfolio risk, spot emerging patterns of fraud across the industry and run…
Back to The Pulse >> Rita E. Garwood is Editor in Chief of ABF Journal. Listen here on Spotify Artificial intelligence and data centers have dominated the conversation about where capital is flowing, but for many middle market borrowers, the AI boom…
Lender and Brokers Products, Services, and Software Discussion on Credit from “The National” in Chicago FHFA Director Bill Pulte skipped the MBA’s National Conference entirely, leading many to wonder if he knows the value of the MBA, and Fannie Mae,…
Overview bullets generated by AI with editorial review. Distressed non-qualified mortgage loans are seeing weaker outcomes six months after they go delinquent, with negative ones at a new high point versus one year ago, a dv01 report said. The report tracks…
Authors: Mariah Beverly, Kimberly L. Morgan, and Elizabeth Canales As artificial intelligence (AI) technology becomes cheaper and more prevalent in everyday life, it is only a matter of time before the banking industry implements some type of AI to streamline workflows,…
In a conversation with HousingWire’s Allison LaForgia, Brian Nihls, Head of Cloud for Mortgage at SAP Fioneer, discussed why mortgage servicing modernization is becoming increasingly important as servicers face profitability pressures, fragmented data and growing expectations for AI-driven efficiency. For…
In a conversation with HousingWire’s Allison LaForgia, Consolidated Analytics COO Rudy Zabran discussed how leadership, mortgage AI adoption and document intelligence are shaping the future of mortgage operations. He shared how the company is leveraging its LoanDNA technology to improve…
Whether you're exploring AI for the first time or looking to improve your lending strategy, we're here to help. Whether you're interested in partnering with Zest AI or learning more about our ecosystem, we'd love to hear from you. We’ve…
Specialist lending leaders at the Brightstar Expo 2026 say AI cannot replace human judgement and warn that over-reliance carries real risk The case for AI in specialist mortgage lending is not about replacing people – it is about making them more effective,…